Emergency Fund Calculator

Calculate how much you need in your emergency fund and create a plan to reach your goal.

Calculator Inputs

Enter your monthly expenses and current financial situation.

Monthly Essential Expenses

Include rent, utilities, food, insurance, minimum debt payments

Current Emergency Savings

Target Months of Expenses

6 months ($24,000)

Monthly Savings Contribution

Job Stability

Number of Dependents

Expected Annual Return (%)

2% per year (High-yield savings)

I have adequate health and disability insurance

Learn More About Emergency Funds

Discover strategies to build and maintain your financial safety net.